Switzerland’s retirement income system comprises an earnings-related public pension with a minimum pension; a mandatory occupational pension system where the contribution rates increase with age; and voluntary pension plans which are offered by insurance companies and authorised banking foundations.

The overall index value for the Swiss system could be increased by:

  • ƒƒIntroducing a requirement that part of the retirement benefit must be taken as an income streamƒƒ
  • Reversing the preferential tax treatment of lump sum payments in comparison to pension payments
  • Increasing the state pension age over time
  • Increasing the rate of home ownership
  • Reducing pre-retirement leakage by further limiting access to funds before retirement

The Swiss index value decreased from 74.2 in 2015 to 68.6 in 2016 primarily due to a reduction in the net replacement rate.

Kontaktieren Sie uns
Sie haben Fragen zum Thema oder wünschen ein weiterführendes Gespräch? Bitte füllen Sie das Kontaktformular aus. Wir melden uns zeitnah bei Ihnen.
*Erforderliche Angaben