On 30 August 2017, the Federal Council published the new regulatory provisions regarding pension funds, which exclusively insure salaries above CHF 126,900 and offer their insured persons the choice between different investment strategies (so-called '1e-plans'). The new provisions aim to create a more attractive framework of conditions for those employers and pension funds, which enable their insured persons to select an individual investment strategy for part of their pension assets.
What are the modifications (effective 1 October, 2017) and what do they mean? How can you tackle the challenges of communicating and administrating 1e-plans? These and other questions around this topic are discussed on this website.
THE SITUATION: WHY MODIFY THE 1E PLANS?Until now, 1e plans have not been implemented as often as expected. Why is this and why will the new provisions make a difference?
Overview of the situation
LEGAL FRAMEWORK FOR 1E PLANS: WHAT HAS CHANGED?The purpose of the new provisions is to make 1e plans more attractive and to ensure more widespread implementation of such plans. But what are the new provisions exactly?
The new provisions
INFOGRAPHIC: RISKS AND OPPORTUNITIES FOR EMPLOYERS AND EMPLOYEES1e pension plans present employers and employees with both opportunities and risks. Our infographic gives you an overview.
1E PLANS: WHAT ARE YOUR NEXT STEPS?The decision to implement 1e plans represents a paradigm shift. Prepare yourself accordingly and find out which steps you need to take.